On March 18, 2020, CMS provided a set of FAQs that discusses the coverage of COVID-19 treatment in catastrophic plans. As background, insurers are generally not permitted to modify the health insurance coverage for a product midyear.
The FAQs address two questions:
*Question and Answer 2 confirms that HHS will not take enforcement action against any health insurance issuer that amends its catastrophic plans to provide pre-deductible coverage for services associated with the diagnosis and/or treatment of COVID-19, and encourages states to follow suit.
Employers should consider this guidance as they provide coverage to participants who may be diagnosed with and treated for COVID-19.
FAQs on Catastrophic Plan Coverage and COVID-19 »
Source: NFP BenefitsPartners
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